Homeowners Insurance to Value

Instructor-led via Zoom.

Description

Understanding of the importance of a home's insurance to value is important when writing homeowners insurance. The participant will learn about the history and present components when calculating insurance values as well as industry challenges.

The following will be addressed in this course:

  • Understanding Replacement Cost vs Market Value
  • The history of Insurance to Value
    • Earliest methods of estimating
    • Current methods of estimating
    • Industry pitfalls
  • Catastrophes
    • Impact on carriers
    • Impact on contractors
  • High Value Dwelling
    • Valuation history
    • Changes to valuations

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